# Manage Subscription Upgrade, downgrade, or cancel your plan. Manage your subscription from **Settings → Plans & Billing**. ## Upgrading When you upgrade to a higher tier: - Your new credit allowance takes effect **immediately** - You're charged the prorated difference for the remainder of your billing cycle - You get the new, larger allowance for the rest of the cycle ## Downgrading When you downgrade to a lower tier: - The change takes effect at the **end of your current billing cycle** - You keep your current credit allowance until then - A pending downgrade notice appears in your billing settings - You can **cancel a pending downgrade** before it takes effect ## Switching Billing Period You can switch between monthly and yearly billing at any time. Yearly billing saves approximately 20%. ## Payment Method Click **Manage Payment Method** to open the Stripe customer portal where you can: - Update your credit card - View past invoices - Download receipts ## Canceling To cancel your subscription and return to the free tier: 1. Go to **Settings → Plans & Billing** 2. Select the **Free** plan 3. Confirm the downgrade Your data is preserved — you'll still have access to all your contacts, messages, and sequences. You'll just be limited to 200 credits/month.